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Money once needed a mint; now it needs a protocol. In a world of programmable money and decentralised currency, the real question is not which token will moon—but who will write the rules that touch every payment, wage, and tax you make.
This book is a clear, unsentimental guide to the new monetary order. It shows how blockchains, stablecoins explained, and state-run CBDC privacy architectures can expand freedom—or quietly centralise control. For investors, builders, policymakers, and sceptical citizens alike, it replaces loud narratives with hard questions: What counts as censorship-resistant finance? When does blockchain governance actually distribute power? How do crypto economics fail under stress? And what happens to the future of central banking when code can enforce policy by default?
- Understand state vs crypto through real attack surfaces, not slogans
- Learn design checklists for assessing any protocol’s incentives and risks
- See why digital sovereignty depends on exit options, not marketing
- Map credible scenarios for a multipolar monetary internet
By the end, you will carry a portable lens for judging every currency—stateless or state-built—by who it empowers, how it breaks, and whether your freedom is a setting or a story.

Code and Coin

SKU: 9789374596340
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  • Nicolette Sharma writes about money as a human institution before it is a spreadsheet. Her work follows a simple conviction: how we design and govern our currencies shapes who is visible, who is vulnerable, and who is free. Raised among multiple languages and exchange rates, she learned early that value is always negotiated—sometimes by law, sometimes by custom, and increasingly by code. Drawing on economic history, political thought, and the craft of clear explanation, she guides readers through contested terrain without evangelism or cynicism. Her aim is to build public judgement: practical ways to tell resilience from hype when money moves from mint to machine.

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