Most kids learn money early, but not always well. They learn it from what they see, what they are allowed to do, and what feels emotionally charged or off-limits. The Money-Smart Kid is a practical, age-based guide for building real financial confidence from ages 6 to 16 without turning your home into a classroom. Instead of lectures, you will use everyday routines, simple decisions, and low-stakes practice that fits normal family life. Inside, you will find clear money lessons by age: what a 6-year-old can safely practise, what an 11-year-old is ready to manage, and how to expand freedom for teen money independence. You will learn how to set up an allowance system (or pocket money approach) that matches your values, create an earning chores routine that avoids entitlement, and teach spending choices kids can feel good about. Saving becomes something children can actually do, with saving goals for kids that are concrete and motivating, plus a calm way to review progress without pressure. The book also meets modern realities: digital money safety, invisible spending, subscriptions, and the persuasive design behind many apps and games. Along the way, you will get a shame-free method for handling mistakes, so children learn repair and responsibility rather than secrecy. If you want kids money skills that last, and family budget basics that reduce conflict instead of creating it, this is a step-by-step plan you can start using today.
The Money-Smart Kid
SKU: 9789377785048
$27.99 Regular Price
$21.57Sale Price
- Navin Sarkhel writes for families who want practical tools, not perfect parenting. His work focuses on the small, repeatable choices that shape a child’s confidence over time: the conversations at the checkout, the way a mistake is handled after an impulsive buy, the routines that make saving possible without constant willpower. He is especially interested in how everyday systems in a home can reduce stress and increase independence, so that money becomes a normal topic rather than a source of silence or shame. Across many households, money lessons are rarely taught directly. They are picked up through tone, through what is avoided, and through the unspoken rules that children learn to follow. Navin’s approach is to make those rules visible and kinder, while keeping them firm. He believes children do best when adults offer clear boundaries, real choices, and enough space to practise. A recurring thread in his thinking is how earlier generations handled money through tangible rituals: counting out cash, saving in jars, and setting aside a portion for giving. Those practices were not always easy, but they made money feel concrete and discussable. Navin brings that grounded spirit into modern family life, including the digital realities children now face, so that parents and carers can raise capable, steady money decision-makers from ages 6 to 16.
